Josh Withers, CLU®, ChFC®, AIF®

Financial Advisor

About Josh

Born and raised in Virginia Beach, Josh Withers is a trusted financial advisor with more than 24 years of experience working with individuals, families, and business owners to help them make informed financial decisions. He takes a thoughtful, client‑focused approach to financial planning, emphasizing clarity, education, and long‑term relationships.

Josh earned a Bachelor of Science in Business Administration from the University of Mary Washington. He holds the Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®), and Accredited Investment Fiduciary® (AIF®) designations, reflecting his commitment to ongoing professional development and fiduciary‑minded guidance.

Known for his approachable style, Josh believes financial planning is about more than numbers. He focuses on understanding each client’s goals, priorities, and personal circumstances in order to provide recommendations aligned with their stage of life and long‑term objectives.

Areas of Focus

Josh works with clients in a range of planning and advisory areas, including:

  • Financial analysis and planning
  • Investment management and portfolio analysis
  • Retirement income planning
  • Legacy and wealth transfer planning
  • Education funding strategies
  • Asset protection planning

Community & Personal Life

Josh is actively involved in his local community and has supported organizations such as the YMCA, Special Olympics, and Partners in Education. He and his wife, Megan, are the proud parents of four children — Emma, Brielle, Heidi, and Cullen. Outside the office, Josh enjoys spending time with his family and their dog, Luka.

Check the background of investment professionals on FINRA’s BrokerCheck.